William D. Ford Federal Direct Loan Program (Unsubsidized)
These loans are available directly from the federal government to undergraduate students who need additional funds. They are not need based and interest is charged during all periods. Two repayment options for interest are available. Students may begin repayment while still attending school by paying the interest, with repayment of the principal deferred until after graduation or less-than-half-time enrollment. Alternatively, interest may be deferred until after graduation or less-than-half-time enrollment, in which case it will be added to the principal.
For information about student loan interest rates and origination fees, see https://studentaid.ed.gov/sa/types/loans/interest-rates.